• Don't ignore the letters from your lender
• Contact your lender immediately
• Then contact us if you are unable to make your mortgage payment.

Life can bring many circumstances and unfortunately some of these are not pleasant and tough to work through. If you are considering selling your home or need more information on what happens during the foreclosure process please call us

How we assist to avoid foreclosure:

• Contact with Lender regarding options/situation.
• Explain your options – quick sale – short sale.
• Gather current market data evaluating the value of your home to get it SOLD!
• Listing and marketing home and walking you through the entire process.
• Assisting you in finding a suitable home.

In situations like this time is of the essence! We always work on your behalf and provide confidentiality to protect your best interest. If your facing this type of situation you may have options and we encourage you to contact your lender right away so you can find out what your options are still available.  

We can get your home on the market in 24 hours, just give us a call. For a personal consultation or to answer questions unique to your situation please call us at 484-241-5186.

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Please call today, we can help

Ask for Jill and Ron Fuhrer, REALTORS



3601 Nazareth Rd.
Easton PA 18045
Office: 610-258-0808

Call us Direct at 484-241-5186

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Tips from US Department of Housing

1. Don't ignore the problem.
The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house.

2. Contact your lender as soon as you realize that you have a problem.
Lenders do not want your house. They have options to help borrowers through difficult financial times.

3. Open and respond to all mail from your lender.
The first notices you receive will offer good information about foreclosure prevention options that can help you weather financial problems. Later mail may include important notice of pending legal action. Your failure to open the mail will not be an excuse in foreclosure court.

4. Know your mortgage rights.
Find your loan documents and read them so you know what your lender may do if you can't make your payments. Learn about the foreclosure laws and timeframes in your state (as every state is different) by contacting the State Government Housing Office.

5. Understand foreclosure prevention options.
Valuable information about foreclosure prevention (also called loss mitigation) options can be found on the internet at www.fha.gov/foreclosure/index.cfm.

6. Contact a HUD-approved housing counselor.
The U.S. Department of Housing and Urban Development (HUD) funds free or very low cost housing counseling nationwide. Housing counselors can help you understand the law and your options, organize your finances and represent you in negotiations with your lender if you need this assistance. Find a HUD-approved housing counselor near you or call (800) 569-4287 or TTY (800) 877-8339.

7. Prioritize your spending.
After healthcare, keeping your house should be your first priority. Review your finances and see where you can cut spending in order to make your mortgage payment. Look for optional expenses-cable TV, memberships, entertainment-that you can eliminate. Delay payments on credit cards and other "unsecured" debt until you have paid your mortgage.

8. Use your assets.
Do you have assets-a second car, jewelry, a whole life insurance policy-that you can sell for cash to help reinstate your loan? Can anyone in your household get an extra job to bring in additional income? Even if these efforts don't significantly increase your available cash or your income, they demonstrate to your lender that you are willing to make sacrifices to keep your home.

9. Avoid foreclosure prevention companies.
You don't need to pay fees for foreclosure prevention help-use that money to pay the mortgage instead. Many for-profit companies will contact you promising to negotiate with your lender. While these may be legitimate businesses, they will charge you a hefty fee (often two or three month's mortgage payment) for information and services your lender or a HUD approved housing counselor will provide free if you contact them.

10. Don't lose your house to foreclosure recovery scams!
If any firm claims they can stop your foreclosure immediately if you sign a document appointing them to act on your behalf, you may well be signing over the title to your property and becoming a renter in your own home! Never sign a legal document without reading and understanding all the terms and getting professional advice from an attorney, a trusted real estate professional, or a HUD approved housing counselor.

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• DONT WAIT
• You can save your and rebuld your credit.
• You can buy another house.
• Dont be a victum of Foreclosure
• Foreclosure will remain on your credit for 7 years.

Please call today, we can help

• No Presure
• We are Real Estate Consultants
• We are on your side and want to help
• Always with your best interest in mind.

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Ask for Jill and Ron Fuhrer, REALTORS



3601 Nazareth Rd.
Easton PA 18045
Office: 610-258-0808

Call us Direct at 484-241-5186

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